Reddit Resume

Reddit ResumeIf you are an employer who is curious about your potential employees, you can easily find out what your potential employees use and may even make the decision of hiring based on a job application that has a Reddit resume. This kind of resume is different from other job applications in the sense that it is customized for the job it is submitted for. Not only does it have some unique attributes, it is also easy to fill out because it is formatted according to specific rules that allow employers to see the potential of the person they are going to hire. This is helpful because it allows employers to choose their best candidate rather than throwing a resume together on their own and hoping for the best.A Reddit resume can be customized depending on the specific fields that the applicant wants to appear in. For example, if they want to have a title of a certain genre or if they want to have their job duties listed in a particular manner, it is possible. For example, if they w ant to have their titles categorized based on the type of title they are, they can go into an area on the resume that allows them to do so. By clicking on the title that they want to put in, they will see how they will get the title in that area. There are also subreddits that are created specifically for this purpose.After you have filled out the Reddit resume, you will need to submit it to the resume forum in order to have it submitted to the career section. There is a section where employers can easily view the job applications that have been submitted by their employees. This forum is called Jobs. There is a section that allows employers to search through job listings that are being made available. You do not need to apply through this section.This way, you will be able to see all of the job opportunities that are posted at any given time. You will also be able to see what companies are looking for so that you will be able to determine if you are a match for any of these positio ns. You will be able to filter through them based on criteria that you will need. If you are a great match for a position, you can choose to apply through the same forum.When you have found the job opportunities that are suitable for you, you will need to have the information prepared before you go out and apply. You will need to fill out the job application that has been provided to you, including the Reddit resume. This is done by going to the site and pressing the button that says submit. Then, you will need to attach all of the information that you have about the candidate that you are considering hiring. In most cases, there is a form that you can fill out so that you will have all of the information that you need.Submitting your profile can take several minutes. The reason is that it must be submitted once. Many times, there are a large number of applications that are being submitted. In this case, you may have to wait for a while before you get to see the results of all of th e applications that have been made available.In addition to submitting the application to the careers section, you will need to be sure that you include the links that you have gotten from the job opportunities that you have been submitting. Once you submit the profile, you will be able to determine if you have made the right decision by looking at all of the results.

Inside the Fascinating World of Celebrity Money Handlers

Inside the Fascinating World of Celebrity Money Handlers Ellen DeGeneres doesn’t know her ATM pin. Oprah hadn’t seen the inside of a bank in 29 years. Serena Williams tried to deposit million dollar checks in a bank’s drive-thru. Stories like this go viral but also serve as tiny windows into the weird, unconventional ways celebrities interact with money â€" or in some cases, don’t at all. Personal assistants are the cash handlers for many celebrities, a job that rarely comes with any sort of Hollywood glamour. A young, female personal assistant remembers a time when one well-known director asked her to get stores to loan her clothing for her boss â€" just so he could see the items in person. She was making $700 a week, while searching for antique Danish coffee tables in the $15,000 range for his prewar apartment. “Honestly I think he’s just extremely cheap,” she said of her former boss. “It’s a very selfish mindset he has. He has no problem spending money on himself.” The experience has now led to her asking pointed questions of prospective employers about their demands in the future to vet them. (She’s been luckier with her bosses, including an A-list actor, since.) “Unfortunately the longer someone has been famous, the less they remember how to do menial tasks for themselves. They have these expectations they think are commonplace, but to any other human, you kind of feel like you’re adult-babysitting.” That’s where someone like Mike Vaden comes in. The 64-year-old Nashville native, who leads the entertainment division at the firm Elliott Davis, found his calling as a young accountant when he started working with Johnny Cash and Waylon Jennings. He now works with some of music’s biggest stars (he doesn’t disclose names of current clients) to get the most out of their dollarsâ€"a talent the artists often lack. “What we do is manage the managers,” Vaden said of a business manager’s role. “We beat up the money managers to make sure they’re doing their job and getting their client a good return.” (Money managers specifically look after investment portfolios, while business managers work more broadly with clients’ financial concerns.) That means everything from communicating with stockbrokers about investment decisions to negotiating any major deals, from real estate to cars. They make it all happen. “Anything related to one’s financial life that I like to say you and I would handle ourselvesâ€"that’s what we do with them,” said 54-year-old Arnie Herrmann, a partner at Citrin Cooperman whose clients include Martin Scorsese and Barbara Walters. The business managers and their teams take on even the most mundane financial tasks, which the rest of us would happily unload on someone else, like paying the monthly electric bill. Herrmann’s office cuts checks and keeps track of clients’ expenses. The assistant mentioned earlier said business managers have issued credits cards in her name for work expenses, like those takeout meals. (She speaks glowingly of good business managers, saying, “They’re almost like having another agent.”) Assistants also frequently take on big financial chores. Sarah H., a former assistant to a TV showrunner, had to go to a public notary in the middle of a shoot so she could unload her boss’s vehicle at CarMax. “I ended up becoming a temporary power of attorney for him so I could sell his car for him because he said he was too busy,” she said. “He was not.” (She chose to keep her boss anonymous because of professional concerns.) Certain prominent names, in the vein of Oprah and Ellen, don’t even bother getting cash out for themselves. “We do have a few that we work with the bank that delivers cash to them on a weekly basis. Bonded messengers will relay cash to them,” Herrmann said. “Other times they have a member of their staff they trust to get it. There are varying degrees of financial sophistication.” And the less sophisticated can get into heaps of trouble. Johnny Depp’s money woes became national news recently when he waged legal war with his ex-business managers at The Management Group, alleging that they misused his funds. TMG countersued, claiming that Depp alone was responsible for his “financial turmoil,” citing extravagant expenses like over $3 million to shoot Hunter S. Thompson’s ashes out of a cannon, $75 million on 14 residences, and a stunning $30,000-a-month wine budget. TMG said they had warned the actor of his reckless spending. Not every horror story is quite as ugly as Depp’s. Vaden sees it as his mission to “educate” clients by delivering them monthly reports and talking through their situations, but he’s had stars come to him who have been duped out of a lot of cash. “We had somebody who was collecting art that was painted by some no-name Chinese artist. He had been talked into it without knowing what the market actually was,” Vaden said. “Whoever talked them into it backed it up with stories about some art selling for high-dollar numbers, and they wanted to believe it and liked some of the work. They thought they were investing, but they were really just following a whim. It was a lot of money, but not to them.” He added that clients tend to have their “hot buttons” when it comes to acquisitionsâ€"the things they find hard to resist, whether it’s land, horses, or fine wines. The lesson seems to be that at least a significant number of Hollywood’s elite are better off turning over financial strategy and even minor expenses to the pros. Maybe Oprah and Ellen know what they’re doing after all. “Most of them need special attention in that they are not savvy to much of any kind of business transactions from mortgage rates on loans to rates of return on their investments to any kind of tax brackets that they’re in. They really focus on the creative process,” Vaden said. “We get them out of bad situations and try to steer them down the road of saving money.” But of course, the handlers can get burned, too. The same assistant who worked for the “neurotic” director, as she called him, also talked fondly about a movie star she assisted on a project who had a gift for the cast made. But the leather engraving shop where she picked it up was cash-only, so she ended up paying $1,200 out of her own pocket. She still hasn’t been reimbursed over a year later, despite calling and emailing the actor’s business manager. “I feel like such an asshole, ” she said. “I was like, oh no, this poor guy gets constant attacks trying to suck [money] from him. And now I’m that person.” Still, she wants to be paid back.

EBITDA Formula and Definition

EBITDA Formula and Definition Credit: stnazkul / Getty Images EBITDA is an acronym for earnings before interest, taxes, depreciation and amortization. Its a useful formula for companies with long-term growth potential that are looking for investors, or as an accurate way to compare one business to another. It can be misused to make a companys earnings appear greater than they really are. If youre interested in selling your business, courting investors or just painting a more accurate picture of your companys financial health, EBITDA could be the accounting technique you need. What is EBITDA? It stands for earnings before interest, taxes, depreciation and amortization. EBITDA allows analysts to generate useful comparisons between companies, project long-term profitability and gauge a companys ability to pay off future financing. Joseph Ferriolo ofWise Business Planssaid a healthy EBITDA calculation can help cinch the deal if you are interested in selling or merging your company. EBITDA is one of if not the most important measures that investors consider when a company is being bought or sold, Ferriolo told Business News Daily. If I was going to invest, my primary concern would be ensuring that the business had an audited, up-to-date EBITDA analysis. Financial analysts can use an EBITDA calculation to gauge the health of a company, determine a business valuation or determine whether a company can pay off long-term debt. How is EBITDA used? EBITDA measures a companys net income with costs associated with interest, taxes, depreciation and amortization added back. Measuring a company by EBITDA first became popular in the 1980s at the height of the leveraged buyouts era. During this time, it was common for investors to financially restructure distressed companies, and EBITDA was primarily used as a yardstick to determine whether a business could afford to pay back the interest associated with restructuring. Today, EBITDA is largely used to compare companies against one another. It can also be used to standardize business performance against industry averages. Advocates of EBITDA say that the formula provides a fairer view of how well a business is performing, but critics argue it could be used to obscure warning signs, such as high levels of debt, escalating expenses or lack of profitability. EBITDA is not inherently deceitful, of course. For some companies, EBITDA provides a clearer picture of long-term potential. Tech startups, for example, would prefer to use EBITDA to exclude the upfront expense of developing sophisticated software when communicating with investors. Editors note: Looking for the right accounting software for your business? Fill out the below questionnaire to have our vendor partners contact you about your needs. The components of EBITDA To make proper use of EBITDA, its important to understand what each component of the formula means. Earnings: Earnings is simply what your company brings in over a certain period of time. To determine this component of EBITDA, merely subtract your operating expenses from your total revenue. Interest: Interest, of course, refers to the cost of servicing debt. It can also represent interest earned, though it generally refers to an expense. In EBITDA, the costs associated with interest are not deducted from earnings. Taxes: Only two things are certain in life death and taxes except when it comes to EBITDA, which measures a companys earnings before taxes. Earnings before interest and taxes is also commonly referred to as operating profit, which can be expressed as EBIT. Depreciation and amortization: Depreciation represents the loss in value in tangible assets, such as machinery or vehicles, generally related to use over time. Amortization expenses are related to the eventual expiration of intangible assets, like patents. In EBITDA, depreciation as well as amortization are added back to operating profit. Once you have each of these numbers in hand, you can calculate your businesss EBITDA. The formula itself looks like this: EBITDA = Revenue - Expenses (excluding tax, interest, depreciation and amortization) More simply, EBITDA equals net income plus interest, taxes, depreciation and amortization. Not every company relies on EBITDA, as it is not one of the generally accepted accounting principles. GAAP rules apply when companies release financial statements to shareholders or other external sources. EBITDA can be an effective tool for a company with long-term growth potential to court investors or to more accurately compare one business to another. However, when a company begins using EBITDA without warning, it could be a red flag they are attempting to obscure their finances in some way. [Looking for accounting software? Check out our best picks and reviews.] Arguments against EBITDA While many find EBITDA to be a good indicator of performance, others believe the calculations can be quite deceptive and not representative of a companys profitability. Like any tool, EBITDA can be used for good or ill, so it is largely up to the observer to draw their own conclusions. However, there are some long-standing criticisms of EBITDA. The main argument against relying on EBITDA as a performance indicator is that it does not account for changes in working capital. This indication of the companys liquidity fluctuates due to interest, taxes and capital expenditures. While a negative EBITDA value may indicate that the business has trouble with profitability, a positive value may not be synonymous with a healthy company, because taxes and interest are actual expenses that businesses must account for. In contrast, a company may have low liquidity if its assets are difficult to convert into cash but maintain a high level of profitability. EBITDA can also provide a distorted picture of how much money a company has available to pay off interest.When you add back depreciation and amortization, a companys earnings can appear greater than they really are. EBITDA can also be manipulated by changing depreciation schedules to inflate profit projections. The reason why a company is relying on EBITDA is an important indicator as to whether its using the formula in good faith. Startups, especially those that require heavy upfront investment to realize future growth, are likely to use EBITDA for good reasons. It is also effective for comparing a business against competitors, industry trends and macroeconomic trends. If a struggling business suddenly starts relying on EBITDA when it never has before, however, the formula is likely not being used appropriately. What is EBITDA margin? One accounting method to calculate a more realistic profit picture for a company is an EBITDA margin. To determine EBITDA margin, a business must first calculate its EBITDA and then divide that number by total revenue: EBITDA margin = EBITDA Total revenue The EBITDA margin shows how much operating expenses are eating into a companys profits. In the end, the higher the EBITDA margin, the less risky a company is considered financially. No matter how you slice and dice your companys financials, honesty in dealings with investors and potential buyers is essential to preserve your professional reputation. The most important question for investors and analysts is to ensure that the companys financials have been recently and thoroughly audited by a CPA, Ferriolo said. Misusing formulas like EBITDA to obscure shortcomings in your business is certain to ruin relationships and damage your brand. Always deal in good faith and use EBITDA and other financial metrics as intended, rather than as a tool to make your business appear healthier than it truly is. Additional reporting by Katherine Arline and Chad Brooks. Some source interviews were conducted for a previous version of this article. Adam C. Uzialko Adam C. Uzialko, a New Jersey native, graduated from Rutgers University in 2014 with a degree in Political Science and Journalism Media Studies. In addition to his full-time position at Business News Daily and Business.com, Adam freelances for a variety of outlets. An indispensable ally of the feline race, Adam is owned by four lovely cats. 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